From my reading and discussions with better photographers than me, you're nearly right -- it's not JUST the megapixels. It's the combination of all those things.
That's why I'm following the reviews closely and making an informed choice. I highly recommend the site http://www.dpreview.com/ which is not only comprehensive but quite educational.
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That's why I'm following the reviews closely and making an informed choice. I highly recommend the site http://www.dpreview.com/ which is not only comprehensive but quite educational.